Why You Should Never Apply Directly To A Medical Scheme

By Rudolph Ackermann, CEO at MANAGE ALL

Why You Should Never Apply Directly To A Medical Scheme

Applying for a medical scheme directly through the provider might seem convenient, but it often lacks the comprehensive guidance and tailored advice that advisors offer.

Here’s why you should consider using an objectively focused advisor instead:

Manage All Specialist Advice icon

Specialist Advice

At Manage All Medical Scheme Brokers, we are experts in the field of medical schemes. Our focus and dedication enable us to thoroughly understand both the products and the specific needs of our clients. We continuously update our knowledge about medical scheme products, services, and industry rules to provide accurate and appropriate advice tailored to your unique situation.

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Continuous Professional Development:

Our representatives undergo ongoing training and development as prescribed by the Council for Medical Schemes (CMS) and the Financial Sector Conduct Authority (FSCA).

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Accreditation:

All our representatives and client service staff are accredited with the CMS and comply with the FSCA’s Fit and Proper requirements.

Manage All Objective Advice

Objective Advice

  • Accreditation and Training: Our advisors are accredited by the CMS and receive annual training on all medical scheme products, ensuring they can provide comprehensive and up-to-date advice.
  • Personalised Comparisons: We gather detailed information from you to compare various medical schemes and options, ensuring the best fit for your needs.
  • Industry Insight: Our broad industry perspective includes knowledge of legislation and the positions of different medical schemes in the market.
  • Late Joiner Penalties: We help you avoid Late Joiner Penalties (LJPs) by considering your previous coverage since age 21. LJPs can significantly increase your risk contribution for life..
  • Needs Evaluation: We accurately evaluate your annual needs to ensure you neither overpay nor underpay for coverage. You can upgrade or downgrade your plan each year.
  • Customer Service: We are dedicated to customer satisfaction and provide 24/7 assistance.
  • Clarity and Guidance: We explain medical scheme jargon and provide layman perspectives on terms such as LJPs, Self-Payment Gaps, Medical Top-up Cover, Scheme Tariffs, and Networks.
  • Objective Advice: Our unbiased advice ensures you understand the benefits and limitations of each medical scheme option.
  • Regulation Compliance: We adhere to strict legislation and regulations, with monthly audits conducted by an external compliance company, Moonstone, to ensure our advice is accurate and appropriate.
  • Consistent Support: With a smaller pool of client service staff, you’ll communicate with the same person when needed.
Manage All Consistent Support and Administration

Consistent Support and Administration

As a member of Manage All, you’ll never have to deal directly with the suppliers of your healthcare products. We handle all administrative responsibilities, ensuring your membership runs smoothly.

Often, we re-evaluate our clients’ current options and can save them significant amounts of money.

We service clients nationally.

For more information, contact Manage All at 010 021 0250 or info@manageall.co.za.

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